Terms of Service

Welcome to Your Home in Canada. These Terms of Service (“Terms“) govern your use of our application and services. By accessing or using our service, you agree to be bound by these Terms.

1. Our Service

Our service connects individuals seeking mortgage and loan services with qualified, independent mortgage brokers (“Brokers”). We are not a lender or a broker ourselves; we are a neutral third-party platform that facilitates this connection by collecting your application information and providing it as a lead to one or more Brokers in our network.

2. User Obligations

By using our service, you agree to:

• Provide accurate, current, and complete information as prompted by the application form.
• Maintain the confidentiality of any account or application identifiers.
• Be at least the age of majority in your province or territory of residence.
• Use the service for its intended purpose and not for any fraudulent or unlawful activities.

3. No Financial Advice

Your Home in Canada does not provide any financial, legal, or investment advice. The information provided through our service is for informational purposes only. Any interaction or agreement you have with a Broker is solely between you and that Broker. We are not a party to any transaction or agreement you may enter into with a Broker.

4. Disclaimers and Limitation of Liability

Our service is provided on an “as is” and “as available” basis without any warranties of any kind. We do not warrant that the service will be uninterrupted, error-free, or secure. We expressly disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

In no event shall Your Home in Canada, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the service or your interactions with any Brokers.

5. Intellectual Property

All content and materials on our application, including text, graphics, logos, and software, are the property of Your Home in Canada or its licensors and are protected by copyright and other intellectual property laws.

6. Privacy

Your privacy is important to us. Our collection and use of your personal information are described in our Privacy Policy. By using our service, you consent to the data practices described in the Privacy Policy.

7. Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the “Last Updated” date. Your continued use of the service after any such changes constitutes your acceptance of the new Terms.

8. Governing Law

These Terms shall be governed and construed in accordance with the laws of the province of Alberta, Canada, without regard to its conflict of law provisions.

9. Contact Us

If you have any questions about these Terms, please contact us at:

info@yourhomeincanada.ca